Cost and Financing of Stretch Marks Treatments

Stretch marks, or the slight tearing of the outer layer of the dermis, is a condition that can usually be found in women who have just given birth, and also in people who have recently lost or gained large amounts of weight in a short period of time.

Cost and Financing

Stretch marks are usually treated by laser, which is considered a medical treatment, or by over-the-counter (OTC) creams and gels. Laser stretch mark removal costs on average $200 per treatment, which can add up quickly if you need to have multiple treatments performed.

Surgery is another option for people with this condition, although surgery can be even more expensive than the laser treatment. The costs usually range from about $3,000 all the way up to $8,000. Financing is usually available for these two procedures through your dermatologist or surgeons office, or through an outside medical financing center or plan.

Over-the-counter creams and gels are usually much cheaper and cost between $15 and $80, depending on how many you choose to use and the quality of ointment you buy. Many times these OTC products will need to be used in conjunction with other products in order to work most effectively, and may have to be purchased multiple times.

Insurance Coverage

Because this procedure is purely cosmetic, and cosmetic procedures are usually not included, most insurance carries will not cover these treatments. You may purchase a separate cosmetic or plastic surgery insurance plan through some companies, but often these cost extra and may not be worth it in the long run.