Cost and Financing of Scarring Treatments

Scarring is a condition that can occur after a major burn, accident, surgery, health condition or even after having severe acne as a teen. However, scarring is a natural part of the healing process and is used to help protect the damaged skin from outside elements, while it repairs itself. Scarring, when it occurs, is a condition that can usually only be fixed with medical help, such as laser surgery and other prescription or over-the-counter medications.

Treatments of Scarring

The most commonly used scar treatments are creams, gels, laser technology and prescription medications, which can be in many of the before mentioned forms as well as pills. It is important to note that many treatments contain silicone, and if you are allergic to this material, you should read all labels and notify your doctor to ensure that you are not given something that could cause other problems.

Scarring treatment costs vary almost as much as the treatments do, so you may want to talk with your doctor to ensure that you are getting the best treatment for the most inexpensive price and that this price fits your budget.

If it does not, you may want to talk about financing options with your primary physician, dermatologist or surgeon (whoever you are seeing to treat the scars) to see if there are any affordable ways to go about repairing the cosmetics of your scars. Serious burn patients and accident victims may have the hardest time finding affordable methods, because of the severity of their conditions.

Cost and Financing of Scarring Treatments

The average cost of over-the-counter (OTC) creams and gels is about $50, but can range up to over $100 if you want to get something that works well. There are many creams and gels that are not as effective as they claim to be, so research is necessary to find one that works. You can use multiple over-the-counter remedies combined to help with the treatment as well, as long as you talk to your doctor about the possible side effects and usage when combining OTC medications.

Laser scar removal costs an average of $350 per hour and most single treatments run between one and three hours in length. The cost, then, will depend on how many treatments you receive the doctor's location and experience.

Most doctors offer financing plans in their office. There may be other financing options available to you as well through a medical financing or loan company.

Insurance Coverage

Many times insurance will not cover the cosmetic procedures, especially if they are elective. However, if your scar is impairing you physically, your insurance may agree to cover your medical procedures with proper verification from your doctor. Your doctor may want to send your insurance company a letter and possibly even pictures in order to get the procedure approved.

Also, if you have had surgery and have scarring as a result of that, you may want to look into the insurance coverage on that procedure and see if it covers any possible scarring.

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