The cost and financing of Photodynamic Therapy varies with the number of treatments prescribed by the dermatologist or plastic surgeon, and the severity of the skin issue. A series of one to six procedures, in 45- to 90-minute sessions, may cost up to an average of $3,500 for patients seeking therapy for skin rejuvenation. While the results can be long-lasting, securing financing for treatments may be a challenge for more budget-conscious patients. Nevertheless, many professional doctors' offices offer financing programs, budget plans and credit card payments. In some cases, insurance coverage is available.  

Costs of Photodynamic Therapy

Patients seeking Photodynamic Therapy for photo-rejuvenation of facial skin can expect to pay between $550 and $800 per treatment. If the skin condition is considered mild, perhaps the specialist will prescribe one treatment and take a wait-and-see approach. If more treatments for optimal results are prescribed, the cost can reach upwards of $3,500.   

Financing of Photodynamic Therapy

In situations where multiple procedures are suggested, patients may seek financing from a variety of sources. It is important to note that health insurance companies consider Photodynamic Therapy a medical procedure in which coverage is typically allowed in cases of precancerous lesions on the skin; other cosmetic purposes are disallowed coverage.  

If you are not eligible for insurance coverage, you should inquire about payment plans at your dermatologist's or plastic surgeon's office. Since many procedures offered by these specialists are quite costly, several physicians offer this type of low-interest financing. If this method is not available, patients may secure financing from outside lenders.

Many financing companies offer loans for cosmetic procedures; the easiest way to find a participating lender is online. These financing companies typically offer low monthly payments after a simple online application is completed and approved. Sometimes, these financiers have limited-time promotions of low or no-interest introductory rates with up to five-year lives on loans. Patients with less than perfect credit can also qualify for financing, which makes Photodynamic Therapy a viable option for all patients.